Platinum is proud to introduce an interest free* payment option for rolling travel purchases.

Posted On August 28, 2018 Posted By Platinum Travel

Platinum clients can now apply to pay for their holiday over 3, 6, 9 or 12 months using HSBC’s Interest Free* payment options. With the fast online application system, you can process your booking with Platinum Travel as soon as your interest Promotion is approved.

How Does Interest Free* Work?

Platinum will provide you with a HSBC link so you can complete the interest free application process at home. If approved, Platinum will take payment for your holiday with your new interest free promotion. You can utilise the interest free to book all aspects of your holiday from airfares, accommodation, insurance, tours and cruises.

Advantages Of Using The Interest Free Card:

  • Take advantage of early bird pricing
  • Take advantage of pay in full discounts
  • You can leave your current savings and investments in place which are earning you interest/dividends etc.
  • No credit card merchant fees apply
  • No early repayment fees on your purchase

Further Interest Free Purchases:

Once you are approved, you can make additional interest free purchases at participating retailers.  Then, when you’re ready for your next holiday, simply ask your Platinum advisor to process your booking amount as an “add on” to benefit from the same interest free offering once again.

Features Of The HSBC Classic Credit Card:

Annual Fee $79 - payable on 1st statement
Monthly Fee $0
Late Payment Reminder Fee $30
Minimum Monthly Repayment 3.0% or $20 - whichever is greater
Minimum purchase amount: Add-ons: $500 $300
Minimum Credit Card Limit Maximum Card Limit $1,000 $50,000
Annual Percentage Rate 23.99% pa
Expired Promotional Purchases, Expired Balance Transfers, Cash Advances 25.99% pa
Everyday Interest Free Period Up to 55 days
*Interest Free Finance Terms available 3, 6, 9, 12 Months Interest Free

To apply online, please click on the link below. You will receive a response immediately on screen as well as being emailed to you. If approved, all you need to do from here is contact your advisor and start booking your trip!


*interest-free reverts to the variable cash advance rate.


with interest-free holidays


HSBC Eligibility Requirements:

  1. 1. Be over 18yrs
  2. 2. Be an Australian resident
  3. 3. Earn a minimum of $20,000.00 per annum ( Taxable income)
  4. 4. Have a good credit card history & not be in an undischarged bankrupt

*Interest-free finance is applied only to promotional transactions for the specified period, then reverts to the variable cash advance rate. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at the time. See in-store for details. Unless repayments are deferred for a specified period as part of the promotional offer, repayments are required and calculated at 3% of the outstanding balance or $20, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Offer available everyday.. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian credit licence 232595.”